Accident Forgiveness Coverage
Provided at no charge for qualifying policies. This coverage "forgives" the surcharge associated with a single at-fault accident. In order to qualify, (1) your policy must have been in force for at least 48 months, (2) all drivers on the policy must qualify for the Excellent Driver Discount Plus (under the Safe Driver Insurance Plan), and (3) you must meet certain other requirements. New customers can purchase this coverage when they qualify for the Excellent Driver Discount Plus under the Safe Driver Insurance Plan.
Airbag Accidental Deployment
Will pay cost to repair or restore…no deductible
Disappearing Deductible
Provides an automatic $100 credit per vehicle for every year that you remain claim-free. This can be applied against your Collision deductible - up to a maximum of $500 credit per vehicle.
Door-to-Door Claim ServiceSM
This option takes the hassle out of claims with vehicle pick-up and delivery of the car to a repair shop along with arrangement for a rental. Repaired car will be returned and rental will be picked up. Plus, repairs done by a referral shop are guaranteed for as long as you own or lease your car.
Loan or Lease Gap
This option will pay for the difference between the loss and the balance owed on a Loan or Lease on vehicles with less than 45,000 miles and within 36 months of new vehicle purchase or lease.
Original Equipment Manufacturer (OEM) Parts Coverage
Provided at no charge and covers the cost to replace damaged parts with Original Equipment Manufacturer parts when the damaged parts cannot be repaired, as long as (1) the damage occurs within the vehicle's first 20,000 miles, (2) the vehicle is no more than ten model years old, and (3) you meet certain other requirements. This enhancement applies to Collision, Limited Collision and Comprehensive coverage (excluding glass and mechanical parts) for vehicles that meet the requirements.
Pet Injury
If a pet dies or is injured in an accident in the vehicle you may qualify for compensation of up to $500
Replacement Cost Coverage
Provided at no cost and covers newly acquired current and subsequent model year vehicles that have been driven less than 15,000 miles. If you qualify, your policy will cover the replacement cost of a vehicle that has been deemed a total loss. An optional Replacement Cost endorsement can be purchased that does not contain a mileage restriction…beyond 15,000. This enhancement applies to Collision, Limited Collision and Comprehensive (excluding theft, fire and vandalism losses) coverage for vehicles that meet the requirements.